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Terms of Use
PLEASE READ THIS INFORMATION CAREFULLY. By accessing or using the Cooling & Winter LLC Online Payment Service (“the Service”) you agree to be bound by all applicable Terms of Use set forth hereunder. If you do not agree to be bound by the Terms of Use please immediately exit the Service now. Additionally, you have the right to dispute your account or request verification of the debt associated with your account pursuant to the Federal Fair Debt Collection Practices Act (FDCPA) and certain state laws. If you dispute this debt or any portion thereof or if you wish to request verification, then please exit the Service and contact our office as provided by www.coolingwinter.com.
By continuing to access or use the Service you hereby certify and affirm that you are authorized to make payment related to the account, your account or any portion thereof is not in dispute, you are not represented by an attorney or your attorney is aware of your payment or use of the Service, your account has not been discharged in bankruptcy nor are you a petitioner in any pending bankruptcy proceeding, and you are not an active duty member off the armed forces subject to the protections of the Servicemembers Civil Relief Act (SCRA).
You agree and acknowledge that payments made on this website are voluntary and your use of the Service is voluntary. By accessing and using the Service, you understand and agree that your submission of personal data to create and submit a payment transaction is voluntary. In no event shall partial payments made to your account via the Service constitute “settlement in full” or “payment in full.” In no event shall unscheduled payments constitute an agreement by Cooling & Winter LLC or your creditor to accept reoccurring payments or cease collection activities already in place on your account, unless a payment plan has been negotiated and agreed upon in writing by you and Cooling & Winter LLC.
Cooling & Winter LLC will not accept liability for a payment not reaching your account due to you entering an incorrect account number or incorrect personal details. Cooling & Winter LLC will not accept liability if payment is refused or declined by your bank or credit/debit card supplier for any reason. If the bank or card supplier declines payment, Cooling & Winter LLC is under no obligation to bring this fact to your attention. It is your responsibility to check with your bank/credit/debit card supplier to confirm that payment has been deducted from your account.
In no event will Cooling & Winter LLC be liable for any damages whatsoever arising out of the use, inability to use, or the results of use of this site, any websites linked to this site, or the materials or information contained at any or all such sites, whether based on warranty, contract, tort or any other legal theory and whether or not advised of the possibility of such damages. This communication is from a debt collector. The debt collector is attempting to collect a debt and any information obtained will be used for that purpose.
Main Office
1355 Roswell Road, Suite 240
Marietta, GA 30062
(770) 988-9055
Florida Office
7901 SW 6th Court, Suite 310
Plantation, Florida 33324
(954) 903-2806
South Carolina Office
220 North Main Street, Suite 500
Greenville, South Carolina 29601
(864) 605-3832
Toll Free: (800) 291-5144
Copyright © by Cooling & Winter, LLC. All rights reserved. You may reproduce materials available at this site for
your own personal use and for non-commercial distribution. All copies must include this copyright statement.
Cooling & Winter LLC is a debt collector. This communication is an attempt to collect a debt and any information obtained will be used for that purpose.

The materials contained in this Web site have been prepared and presented for informational purposes and are not to be considered advertising or legal advice. This information is not intended to create, and receipt of it does not constitute or create, an attorney-client relationship between this Firm and/or any lawyer in this Firm with any reader or recipient of this information. Internet subscribers and online readers should not act upon this information without seeking professional counsel. Do not send us confidential information until you speak with one of our attorneys and get authorization to do so.

Any reference or link to a third party found on our internet site is not an express or implied endorsement by Cooling & Winter, LLC as to that third party or the information provided.